Dan began his investment career in 1984 at a municipal bond brokerage firm where he spent 12 years developing a client base of investors looking for tax-free income. During those heady years of double-digit interest rates and staggering inflation, Dan learned the importance of listening and tenacity, frugality and thrift. He also became an economics student of the markets and focused on the Federal Reserve and interest rates. In these years, Dan was called “contentious” for constantly pushing back against “common” knowledge. In 1996, Dan moved to a national brokerage firm where he used his experience to build a stock market strategy during the growing “dot-com” bubble. During this time Da